Insurance and health care
Here you will find information about insurances and what to do if you need to seek healthcare.
Insurance for researchers, staff, and doctoral students
Make sure you are fully insured throughout your entire stay in Sweden. As an employee at the University, you are generally covered by various kinds of insurance, both at work and on the way to your workplace, but also during business travels.
Guest at the University for maximum 3 months
If you are a guest i.e. not employed by the University and here for a limited time you are be covered by the (Log in with X-account is required to access the information)
Workplace and Personal Injury Insurance
All employed individuals are covered for work-related injuries. It can an compensate for dental care, special aids needed after an injury, and if the injury results in a permanent reduction in work capacity, a disability pension may be granted. As an employee, you are covered by a group life insurance policy. You are insured throughout your employment.
Staying for less than a year
EU citizens
EU/EEA citizens staying for less than a year are strongly advised to bring their European health insurance card, . The card gives you the right to necessary health care at reduced cost. Sometimes is necessary, it is issued by your health insurance authority.
If you do not have an EHIC card you should look into purchasing a private health insurance. At the hospital you will pay tariffs based on your country. Read more on 1177.se website
Non-EU citizens
If you are a non-EU citizen staying for less than a year, speak to your host at the University about the (Log in with X-account is required to access the information) This insurance provides the following coverage:
- medical and dental coverage
- home transport
- personal property coverage
- liability and legal assistance
- legal expenses.
EU and non-EU citizen staying for a year or longer
If you plan to stay in Sweden for at least one year, you must generally be entered into the Swedish population register. You do this by
Once you are registered in Sweden, you are entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for medical care in the public healthcare system. You may also be entitled to different types of compensation and allowances from the Social Insurance Agency (Försäkringskassan). You must purchase a Swedish ID-card and bring with you when you visit a health care center.
Until you are registered at the Swedish Tax Agency you are generally covered by the Insurance for foreign visitors (see more above) unless you are an employee from an EU country, in which case you should use your EHIC card instead.
FAQ
Insurance for students
Make sure you are fully insured throughout your entire stay in Sweden, as well as during travel to and from Sweden. As a student at the university, you are generally covered by various kinds of insurance.
EU citizens staying for less than a year
EU/EEA citizens staying for less than a year are strongly advised to bring their European health insurance card, . This card gives you the right to necessary healthcare at reduced cost.
If you are a citizen of Denmark, Finland, Iceland, or Norway, you are entitled to healthcare at the same cost as Swedish citizens. All you need to show is a valid ID and provide your address in your home country.
Citizens staying longer than a year
If you plan to stay in Sweden for at least one year, you must generally be entered into the Swedish population register. You do this by
Once you are registered in Sweden, you are a part of the Swedish social security system and entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for medical care in the public healthcare system. You may also be entitled to different types of compensation and allowances from the Social Insurance Agency (Försäkringskassan).
FAQ
Health care in Sweden
If you feel unwell, you can either call 1177 or contact a health care centre (vårdcentral).
å峦Գٰ
If you are staying in Sweden for more than one year and have a personummer (personal identity number) you will automatically be listed with a health care centre near your home and pay the same prices as Swedes do ca 50-300 SEK per visit.
If you do not have a personnummer you can visit any health care centre. The cost of healthcare services depends on which country you are insured in, and if you are covered by any of the University's insurances: Insurance for foreign visitors, StudentIn or Fas +, that covers necessary emergency care.
Seek care
- Go to the page on 1177.se.
- In the search bar select ”Var vill du söka” (what city, place or address do you want to find care in)
- In the search bar “Vilken typ av vård söker du?” (What type of care are you looking for?), type or choose between:
- å峦Գٰ (health care centre)
- Jourcentral (out-of-hours clinic)
- Akuten (emergency clinic)
- Tandvård (dental care)
- A list of health care centres/clinics will appear, including their contact details, opening hours, and address. In most cases, you need to contact the centre in advance to book an appointment.
If you have a Swedish BankID, you can log in to to book appointments, send messages, view your medical records, and more.
Payment
If you are staying for less than one year and are covered by the University's insurance, you must pay the full amount for any medical visit. After your visit, contact your program coordinator or HR staff, who will help you fill out the reimbursement form.
If you are staying for more than one year and have an ID card with your Swedish personal identity number, you will pay a nominal fee of 50–300 SEK per visit, depending on the type of care received. You are also covered by the Swedish high-cost protection (öDzٲԲ), which means that once you have paid a certain amount in patient fees within a 12-month period, further visits are free for the remainder of that period. This also applies to .
1177.se
1177.se
Call 1177
If you’re unsure what to do or where to go, we recommend calling 1177. They can help you understand your symptoms, decide if you need care, where to go, and how urgent it is.
Emergency health care
Know When to Seek Emergency Care in Sweden
In Sweden, the emergency room ("akuten") is only for serious or life-threatening conditions. It’s important to understand that emergency care here may differ from what you're used to in other countries. For example, long waiting times are common unless your condition is urgent. We recommend that you call 1177 or 112 before visiting.
Read more about the insurances above for information on insurance coverage for emergencies.
1177
This is a national free medical advice line, open 24/7. You will speak directly to a nurse who will assess your symptoms. They will tell you if you need to go to the ER or not, schedule you for a visit at an out-of-hours clinic (jourcentralen) or direct you to a open health care clinic. They can also connect you with 112, the police, fire brigade et cetera if it is an emergency.
112
If it is a life-threatening emergency, call 112 immediately. This is the Swedish emergency number and connects you to ambulance services, police, fire department, mountain rescue, sea rescue, and on-call priests. It also connects you to the Poisons Information Centre.
We recommend that you download the 112 app.
In an emergency, you can use the app to call 112, and it will automatically share your location with the emergency services, such as the police or ambulance.
The app also sends notifications about important public announcements (VMA) and other crisis information.
Other important phone numbers are for eaxlmpe 113 13 and 114 14. Read more about them on Krisinformation.se website on